Investment Management

Investment management refers to the handling of financial assets and other investments—not only buying

and selling them. Management includes devising a short- or long-term strategy for acquiring and disposing

of portfolio holdings. It can also include banking, budgeting, and tax services and duties, as well.

The term most often refers to managing the holdings within an investment portfolio, and the trading

of them to achieve a specific investment objective. It is also known as money

management, portfolio management, or wealth management.

Investment management includes the creation of a customized investment tailored to your unique

circumstances followed by:


  • Recommendation of the appropriate asset allocation for your risk tolerance and time horizon.


  • Discussion of relevant investment issues as needed or as requested by you.


  • Provide of the professional discipline needed during difficult market conditions.


  • Purchase and sale of investments, monitoring and re-balancing your portfolio to remain consistent with

your asset allocation.



Real World Example of Investment Management

The top 20 firms control a record 43% of all the global assets under management, according to

the Willis Towers Watson report mentioned earlier—some $40.6 trillion worth

. In the U.S., the five leading firms include, in descending order:

  • Bank of America Global Wealth & Investment Management ($1.25 trillion in AUM)
  • Morgan Stanley Wealth Management ($1.1 trillion in AUM)
  • J.P. Morgan Private Bank ($677 billion in AUM)
  • UBS Wealth Management ($579 billion in AUM)
  • Wells Fargo ($564 billion in AUM)